From your first group health plan to a self-funded strategy, we design, negotiate, and manage benefits programs for employers with 8–300+ employees.
Rising premiums, complex compliance rules, and employees who don’t understand their coverage are common problems. We fix them with smarter plan design, alternative funding options, modern administration technology, and year-round support for you and your team.
Fully insured, level-funded, and self-funded medical plans designed around your workforce and budget.
Affordable ancillary coverage that employees use and appreciate.
Group life, AD&D, short-term and long-term disability to protect paychecks and families.
Expand your benefits menu at little or no cost to the company.
Modern funding strategies that give you more control and predictability.
Retirement benefits that help employees save and help you compete for talent.
Online enrollment and HR platforms that cut paperwork and errors.
Stay ahead of federal requirements and avoid costly penalties.
We compare carriers and funding models across the market — not just one company’s products.
Strategies once reserved for large companies, sized for growing businesses.
Claims problems, billing errors, and employee questions — we handle them, not just renewals.
Enrollment materials and meetings that help employees understand and value their benefits.
We learn your goals, workforce, budget, risks, and renewal dates — before we recommend anything.
We review your current plans, policies, and claims history, and benchmark them against companies like yours.
We take your program to the market and present side-by-side options in plain language, with a clear recommendation.
We handle enrollment, employee communication, claims help, and compliance — and stay with you all year.
An Individual Coverage Health Reimbursement Arrangement (ICHRA) lets employers reimburse employees, tax-free, for individual health insurance premiums and qualified expenses up to an amount the employer sets. It offers predictable costs and lets employees choose the plan that fits them.
A level-funded plan combines self-funding with stop-loss protection and a fixed monthly payment. If claims come in lower than expected, the employer may receive a portion of the surplus back. It can be a strong option for healthy groups that want more cost transparency.
In Texas, small group health coverage is generally available to employers with as few as two eligible employees. Carrier participation and contribution requirements vary, and we will walk you through your specific options.
Yes. We help you compare 401(k) providers and plan designs, including safe harbor options that can simplify annual compliance testing, review fees, and coordinate employee education and enrollment. We work alongside your plan provider so the plan fits your overall benefits strategy.
Yes. We prepare enrollment materials, run employee meetings in person or virtually, set up online enrollment, and answer employee questions so your HR team is not overwhelmed.
Send us your current plan summary and renewal. We will benchmark it and show you your options — with no obligation.