Professional liability (E&O)
Coverage for claims that an error, omission, or design flaw caused a client’s loss.
- Practice and project-specific policies
- Prior acts and extended reporting options
- Defense costs for professional claims
Industries · Engineering
Insurance and benefits for engineering firms
Professional liability that protects your designs and advice, plus benefits that help you keep licensed, experienced engineers.
Your work is judged long after a project is finished.
Engineering firms face claims that can surface years after delivery, and clients often dictate specific insurance requirements in their contracts. We help you carry the right professional liability, meet contract terms, and offer benefits that retain your team.
Engineering insurance solutions
General liability & umbrella
Protection for jobsite visits, office operations, and third-party injuries.
- Additional insured endorsements for contracts
- Umbrella and excess limits
- Commercial auto for field staff
Cyber liability
Protect drawings, client data, and payment processes from cyber attacks and fraud.
- Data breach and ransomware response
- Funds-transfer and invoice fraud
- Business interruption from network outages
Benefits for professional teams
Competitive benefits for engineers, designers, and project staff.
- Group health and ICHRA options
- Life and disability coverage
- Benefits administration technology
Why engineering firms work with us
Contract review support
We help you understand and meet client insurance requirements.
Claims-made know-how
We manage retroactive dates and continuity so coverage has no gaps.
Talent retention
Benefits that help you keep licensed, experienced professionals.
One advisor
Professional liability, business insurance, and benefits in one place.
How we work
A clear process from first call to every renewal
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Discover
We learn your goals, workforce, budget, risks, and renewal dates — before we recommend anything.
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Analyze & benchmark
We review your current plans, policies, and claims history, and benchmark them against companies like yours.
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Market & recommend
We take your program to the market and present side-by-side options in plain language, with a clear recommendation.
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Implement & advocate
We handle enrollment, employee communication, claims help, and compliance — and stay with you all year.
Frequently asked questions
Is professional liability insurance claims-made?
Most professional liability policies are claims-made, meaning they cover claims reported while the policy is active for work performed after the retroactive date. Keeping continuous coverage, and buying tail coverage when needed, prevents gaps.
Can you help us meet a client’s insurance requirements?
Yes. Send us the insurance section of the contract, and we will confirm whether your current policies meet it, what endorsements are needed, and how to issue the certificate.
Get a coverage review for your engineering firm
Share your current policies and a recent client contract. We will check your coverage against what clients require.