Professional liability (E&O)
Coverage for claims that your advice or services caused a client’s financial loss.
- Errors & omissions for advisors and firms
- Regulatory defense options
- Coverage tailored to your services
Industries · Financial services
Insurance and benefits for financial services firms
Professional liability, cyber, and crime coverage for firms that handle client money and data — plus benefits that attract experienced professionals.
When you manage other people’s money, the stakes are higher.
Advisors, lenders, and other financial firms face client claims, regulatory scrutiny, and constant fraud attempts. We help you put professional liability, cyber, and crime coverage in place, and design benefits that keep top talent.
Financial services insurance solutions
Cyber, crime & fidelity
Protect client data and funds from hackers, fraud, and employee dishonesty.
- Data breach and ransomware response
- Social engineering and wire fraud
- Fidelity bonds and commercial crime
D&O and EPLI
Protect leadership and the firm from management and employment claims.
- Directors & officers liability
- Employment practices liability
- Fiduciary liability
Employee & executive benefits
Benefits that recruit and retain advisors, analysts, and leaders.
- Group health, dental, and vision
- Life and disability coverage
- Executive benefit and retention strategies
Why financial services firms work with us
Fraud-aware coverage
We look closely at wire fraud and social engineering — the most common losses today.
Coordinated program
E&O, cyber, crime, and D&O reviewed together so they fit without gaps.
Executive benefits
Retention strategies for key producers and leaders.
Independent advice
We compare carriers across the market for your firm.
How we work
A clear process from first call to every renewal
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Discover
We learn your goals, workforce, budget, risks, and renewal dates — before we recommend anything.
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Analyze & benchmark
We review your current plans, policies, and claims history, and benchmark them against companies like yours.
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Market & recommend
We take your program to the market and present side-by-side options in plain language, with a clear recommendation.
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Implement & advocate
We handle enrollment, employee communication, claims help, and compliance — and stay with you all year.
Frequently asked questions
Does our 401(k) plan need an ERISA fidelity bond?
Generally yes. ERISA requires a fidelity bond covering people who handle plan funds, usually equal to at least 10% of plan assets, with a minimum of $1,000 and a maximum of $500,000 (or $1,000,000 for plans holding employer securities).
Does cyber insurance cover wire fraud?
It depends on the policy. Many cyber policies offer social engineering or funds-transfer fraud coverage as an add-on with its own limit, and some crime policies cover it too. We review both to make sure the most common fraud schemes are covered.
Get a coverage review for your financial firm
Share your current E&O, cyber, and crime policies. We will check how they work together and where the gaps are.