Workers’ compensation & safety
Coverage for workplace injuries, plus strategies to lower your experience mod over time.
- Workers’ comp options and guidance
- Safety and return-to-work program support
- Claims advocacy and audit preparation
Industries · Manufacturing
Insurance and benefits for manufacturers
Protect your plant, your products, and your people — with coverage and benefits designed for production environments and multi-shift teams.
A single injury, recall, or equipment failure can stop production.
Manufacturers carry more physical and product risk than most businesses. We look at your operations, safety record, and contracts to build a program that controls workers’ comp costs, protects your facility, and keeps your workforce covered.
Manufacturing insurance solutions
Property, equipment & business income
Protect your building, machinery, inventory, and income if production stops.
- Equipment breakdown coverage
- Business interruption and extra expense
- Inventory and goods in transit
Product liability & recall
Coverage for injuries or damage caused by the products you make or sell.
- Products and completed operations liability
- Product recall expense options
- Umbrella and excess limits
Benefits for production teams
Affordable benefits that help you recruit and retain skilled workers across shifts.
- Group health and ICHRA options
- Disability and life coverage
- Voluntary benefits at no employer cost
Why manufacturers work with us
Total cost of risk
We look at premiums, deductibles, and claims together — not one policy at a time.
Workers’ comp focus
Safety and claims strategies that can lower costs at renewal.
Contract support
We help you meet customer and supplier insurance requirements.
People and property together
One advisor for your benefits and your commercial program.
How we work
A clear process from first call to every renewal
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Discover
We learn your goals, workforce, budget, risks, and renewal dates — before we recommend anything.
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Analyze & benchmark
We review your current plans, policies, and claims history, and benchmark them against companies like yours.
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Market & recommend
We take your program to the market and present side-by-side options in plain language, with a clear recommendation.
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Implement & advocate
We handle enrollment, employee communication, claims help, and compliance — and stay with you all year.
Frequently asked questions
What is an experience modification rate (mod)?
Your experience mod compares your workers’ comp claims history with similar businesses. A mod below 1.0 lowers your premium; above 1.0 raises it. Safety programs and good claims management can bring it down over time.
Does general liability cover product recalls?
Usually not. General liability covers injury or damage caused by your products, but the cost of recalling them is typically excluded. Separate product recall coverage can pay for notification, retrieval, and disposal.
Get a coverage review for your manufacturing business
Send us your current policies and loss runs. We will look for gaps and ways to lower your total cost of risk.